Sponsored – For those of you who don’t know me on a personal level, I love to save money (I mean, who doesn’t?). Since I got into the National Football League, it has been a personal goal of mine to make sure I am planning smart with my finances. @RelayRewards offers the opportunity to do just that. Relay is a new personal finance offering that helps you to be a better planner and smarter spender.
I know you’re probably wondering how this all works! Relay combines an immediate annuity, which they call a Planned-Spend Account, with a Relay VisaÒ Prepaid card. The Relay Planned-Spend account holds all the funds that you have set aside for future purchases. It then loads payouts every month to your Relay Card till the total balance is used. Another great thing about Relay is that you are never locked in, if you decide Relay isn’t a good option for you, you can immediately withdraw your funds, with no withdrawal penalties! Now as for the Relay Card, that is where you’ll receive your month payouts. You can spend those payouts everywhere that Visa debit cards are accepted to earn awesome cash-back rewards on all qualifying purchases. The beauty of all of this is that there are no category restrictions or blackout dates, and the greatest of all, your cash-back rewards never expire!
Now if you’re anything like me, I am sure you are dying to know what these cash-back rates are! While they depend on the term of your Relay plan, they can be anywhere between 3% and 13%. For example, if you choose a Relay plan with a 3-year term, you will earn 3% cash-back the first year, 4% cashback the second year, and 5% the third year. You can think of Relay’s cash-back reward offers as a great way to get more out of the money you would be spending anyways.
So as you can imagine, all the money you’ve been spending can allow for your cash-back to really rack up. Your cash-back could cover anything from a membership for an entire year of yoga classes to a new outfit.
While many NFL players have an issue with financial planning, I vowed to never blow my money on things that would not invest in myself. Too many players find themselves bankrupt, because they spent all their money within a very short period of time, rather than planning out their finances. Because of this, Relay is something I am proud to align myself with and what I stand for. One thing I always say is “When opportunity presents itself, it’s too late to prepare.” Much like my quote, Relay offers a way for me to plan properly for the larger purchases I do need to make, while earning cash-back!
Being a believer in the brand, Relay inviting me to join them for the Indy 500 this year was very exciting! I am always down for an adventure, and this one just so happened to be the
INDY 500! So awesome! I was able to see some amazing races and meet some pretty incredible people like Ben Higgins, from the Bachelor and the amazing Relay team!
I would definitely recommend this product for anyone looking to get the most out of the money they are already spending and anyone who believes planning ahead for their purchases is a good fit for themselves! To have the opportunity to earn cash-back on your purchases really helps to make the most of your hard-earned money!